WebInterest rate spread (lending rate minus deposit rate, %) Deposit interest rate (%) Bank nonperforming loans to total gross loans (%) Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+) Domestic credit provided by financial sector (% of GDP) Web24 jan. 2024 · As a general rule, lenders will allow you to borrow a maximum of four-and-a-half times your annual income (or the combined annual incomes of you and whoever you're buying with), but this can vary greatly depending on the provider and their lending criteria, and even the area you're buying in.
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